Help to Buy

Help to Buy

Help to Buy

With Help to Buy – Wales, first time buyers and existing homeowners in Wales can purchase a new home with just 5% deposit and a shared equity loan of up to 20% of the cost of a new build home up to the value of £300,000.

5% Deposit

With a little as 5% deposit to buy a new home with Help to Buy, it’s easier to get onto the property ladder.

20% Government loan

The Government will provide an interest free* Help to Buy: equity loan of up to 20% of the value of your property.

75% Mortgage

You’ll need to secure a 75% mortgage to buy your Help to Buy home in Wales.

First time buyers

With Help to Buy, you’ll only need a low 5% deposit to get a mortgage, so you can stop saving and buy your first home sooner than you thought you could. Existing home owners.

If you already own a home but need more space, you can use Help to Buy to buy a bigger home for your family, because you only need 5% deposit to move up the ladder.

Help to Buy Team

Mark Iles


Mark joined MGY around 1992 as a Graduate Surveyor, he then qualified soon after and has enjoyed his time with us in both our Commercial Department as well as our Survey Department. In his spare time Mark coaches his Son’s football team, Ty Celyn, which keeps him fit and healthy! He is also a keen Blues Rugby supporter. Mark is also involved with developers and developing land, both residential and commercial.  

James Thomas


Since starting with MGY in 2012 James has worked across all departments before settling in our Radyr branch as Residential Sales Manager, and now Director. Prior to this James played professional and semi-professional rugby but now uses his spare time to keep fit playing football, touch-rugby and going to the gym followed by lots of socialising on the weekends. James has enjoyed seeing MGY grow in recent years and has a particular interest in the image and advertising of the business. [embed][/embed]