Mortgage Update For Landlords

Introducing our independent mortgage advisors, Eden Hawk Financial Solutions. MGY are delighted to be partnering with established and trusted mortgage advice firm, Eden Hawk.

Eden Hawk are locally based and specialise in the Buy to Let (BTL) market. You are very welcome to discuss your existing mortgage arrangements or if you are planning on adding to your portfolio; Eden Hawk are best placed in the market to help.

The BTL mortgage market has increased in complexity in recent months due to rising interest rates. This has seen lenders needing to increase their ‘rental stress testing calculations’ which can lead to new complication when reviewing existing mortgages or purchasing new Buy to Let property.

You would have access to all UK lenders by discussing your requirement with Eden Hawk. The niche areas of Buy to Let mortgages that Eden Hawk are well versed in, include:

  • Minimum income requirements for BTL borrowing
  • Non-owner occupier BTL borrowing
  • First Time Landlords
  • Limited Company BTL mortgages
  • Top slicing to improve stress testing calculations
  • First Time Buyer BTL
  • Older age BTL borrowing
  • Holiday Let
  • Portfolio Landlords
  • Ex-Pats

Feel free to take a look at Eden Hawk’s website and 5 star google reviews online. Contact us at any of our 5 MGY offices across Cardiff and we will be delighted to put you in touch with Eden Hawk’s advisors.